You can customize the coverage when you buy a condo policy from Kalare Insurance to protect your Queens, NY home. In this blog, we’ll cover the common add-ons and how to schedule specific items for additional coverage.
Protection from Water and Sewer Backups Coverage
The perils a condo policy covers include fire and high winds. A water and sewer backup add-on provides financial protection from loss due to a water or sewage backup. If the plumbing in your condo experiences backflow from a sewer pipe, plumbing drain, or other plumbing fixture, this add-on provides the coverage you need to replace the damaged items.
Refrigerated Products Coverage
It may sound like coverage for a restaurant, but the refrigerator. Still, the add-on covers your losses due to mechanical issues with a freezer or refrigerator or power failure. Instead of eating the cost of replacing your cold food and beverages, count on this add-on to reimburse you.
Equipment Breakdown Coverage
Regarding freezer and refrigerator breakdowns, choose the equipment breakdown coverage add-on to cover wear and tear damage to those appliances and others. This coverage applies to a range of items, including your home’s:
- Boiler
- Furnace
- Heat, ventilation, and air conditioning (HVAC) system
- Home entertainment systems
- Security systems
- Washer and dryer
Whether you choose a "bare walls in" or "all in" policy, you would need to add coverages to customize your policy and cover these items.
Contact Us Today
Contact Kalare Insurance today to insure your condo in Queens, NY. Let us help you protect your finances and home.
